Tailor made solutions seeking to improve operational efficiency, boost performance, and increase customer satisfaction.
Strategy & Operations
- Business Strategy
- Innovative Product Development Bring new financial products to market quickly with our 0-to-1 product management. We guide you through ideation, development, and launch to drive revenue and customer engagement.
- Revenue Growth Strategies Identify and unlock new revenue streams through data-driven insights, market analysis, and innovative financial solutions.
- Partner Strategy & Selection Evaluate and secure partnerships with banking institutions, payment processors, and technology providers to enhance your product ecosystem.
- Operational Excellence
- Operational Design & Scalability Design simple, scalable systems optimized for efficiency, performance, and future growth. We ensure your operations align with long-term business objectives.
- Solution Delivery Launch new products with speed and agility through our expert project and program management, ensuring seamless execution of your strategic roadmap.
- Process Optimization Refine existing procedures or create new standard operating procedures (SOPs) to drive consistency, reduce costs, and enhance performance.
- Compliance & Risk Management
- KYC & KYB Frameworks Implement robust onboarding frameworks that convert qualified leads while maintaining strict compliance with KYC (Know Your Customer) and KYB (Know Your Business) regulations.
- Fraud Prevention & Risk Mitigation Protect your bottom line by implementing industry best practices for fraud detection, transaction monitoring, and risk assessment.
- Nacha Compliance Solutions Ensure full compliance with Nacha standards through tailored solutions that mitigate ACH return risk and enhance payment processing accuracy. Services include:
- ACH Authorization Language: Develop Nacha-compliant debit authorization language to ensure legal alignment and reduce disputes.
- SEC Code Usage Audit: Conduct thorough audits to ensure proper SEC code classification and mitigate exposure to unauthorized returns.
Analytics & Reporting Solutions
- KPI & OKR Reporting Design and implement customized dashboards to track progress toward key milestones, offering real-time visibility into your business performance.
- Database Solution Architecture Develop tailored database solutions to meet the unique demands of fintech and SaaS environments, optimizing data flow and system performance.
- Account Reconciliation Enable end-to-end payment tracking with robust reconciliation processes to ensure accuracy and transparency across financial operations.
- ACH Return & Chargeback Reporting Maintain Nacha compliance while reducing ACH returns and chargebacks with automated tracking and reporting systems.
- Reporting Audits Uncover gaps in your data processes through comprehensive reporting audits, ensuring you capture and utilize critical business insights.
Why Choose TorchPay?
- Industry Expertise: 15 years of experience across payments, banking, and financial technology.
- Customized Solutions: Tailored strategies that fit your unique business model and growth objectives.
- End-to-End Support: From ideation to execution, we partner with you every step of the way.